Capital Small Finance Bank shows steady march ahead in its financial results
Mumbai/Jalandhar, Oct 29 (BVI) Capital Small Finance Bank Limited today announced its unaudited financial results for the quarter and half year ended September 30, 2025, showcasing steady and relationship-led growth across key business metrics.
The Bank continued to strengthen its retail franchise, delivering consistent performance in advances, deposits, and profitability despite a fluid economic environment.
Sarvjit Singh Samra, Managing Director & CEO of Capital Small Finance Bank, said: “The quarter ended September 30, 2025 was marked by healthy credit offtake and stable margins, reflecting the strength of our core operating model. Our total deposits reached ₹9,317 crore, up ~20% year-on-year, with CASA at 33.9%, highlighting the stability of our retail deposit franchise.”
He said the Bank’s gross advances stood at ₹7,907 crore, growing ~18% year-on-year, supported by healthy disbursement activity across mortgage, MSME, and agriculture segments.
Disbursements during the quarter rose to ₹805 crore, up 36% year-on-year, aided by festive demand, improved business sentiment, and strong rural cash flows, Samra said.
He said the asset quality remained stable with gross NPA at 2.70% and net NPA at 1.38%, reflecting continued prudence and strong recoveries.
“Our Net interest margin Stood at 4.0%, and profit after tax at ₹35 crore, up 5% year-on-year, supported by steady operating performance,” the MD and CEO said.
He expressed confidence that with the supportive macro backdrop, including benign inflation, GST-led consumption boost, and strong festive momentum, the Bank is well-positioned to sustain healthy growth in deposits and advances in the second half of the year. (BVI)
